Skimming is a crime that occurs through the acquisition of data from the card at time of purchase, and use information to make counterfeit cards or buy goods using data. A dishonest employee in a hotel or restaurant waiter cashier a small electronic device like a PDA with a reader to read data from the client, if not then it is installed. The information can then be used for the magnetic stripe of a falsecard.

Although skimming is often a high-tech companies, does not require the use of card readers and / or computer equipment. An employee who signs the card data is just as guilty as anyone who uses high-tech means. This situation should be avoided, if possible. Mastercard, Visa, American Express, Discover, merchants and end trying to establish a "weakness" in the form of credit card fraud.

Meanwhile, Visa $ 1,000 prize to anyoneprovide information leading to the arrest of a "skimmer". Therefore vigilant when it comes to employee fraud.

A quick skimming of credit Prevention

At work:

Looking for someone with an electronic device that is not part of your daily routine.
Suspect a person of your credit card account to access money.
Beware of those who seek information on behalf of the client on the phone.
Watch for the last game, which involves withusing a mobile phone images from card to take.

If you are a witness to the conditions listed above, contact your card go.

Warning Signs of fraud with credit card

Be looking for customers:

Buying a property regardless of size, style, price or color.
Do not ask questions on a big purchase.
Groped extract or emergency during the auction.
You can purchase and return later to make additional purchases.
Buying largeopening or in the final minutes when the store needs to close.
Reject the goods delivered free of charge on larger objects.

If you suspect fraud:

Keep the customer relaxed credit card.
Follow the procedures of your company against possible fraud and insert your driver.
Contact the voice authorization center and request a "Code 10" with a normal tone, not to show the customer. The consultant will give you tips on whatdo not.

Note: always keep the safety of yourself and those around you.

There are many fraud schemes that are touching the card. It is up to you to educate yourself to recognize what is and what is not legitimate. In this way, you're a victim of crime is limited to credit card skimming.